Choosing the Right Home Loans for you
A mortgage is a mortgage is a mortgage, right? Wrong – it’s not as simple as that. There’s more to knowing the right mortgage than finding the cheapest rates, most banks and lenders have a suite of...
View ArticleHome Loans – Banks vs Non-Bank Lenders
There was a time when people would automatically turn to banks for home loans. These days, non-bank lenders are rising in popularity, with many new credit unions, building societies and independent...
View ArticleHassle free home loan applications – how to properly prepare
For the majority of people, a home loan is the biggest financial commitment they will make during their lifetime. Such an obligation requires painstaking and meticulous planning, but with the right...
View ArticleProduct Focus – Bad Credit History Home Loans
Bad credit history home loans, also known as non-conforming, credit impaired or specialist loans, are mortgages for borrowers who may have unique financial circumstances which mean they are unlikely to...
View ArticleHow to be a fully prepared First Time Home Buyer
Making sure as a first time home buyer that you are ready for the financial responsibility of a home loan, is an important step to take when you’re looking into one of the biggest decisions you could...
View ArticleHow do you find the ideal tenants for your rental property?
We’ve all heard the horror stories – tenants ends up trashing a rental property then leave with no forwarding address. Don’t panic – the vast majority of tenants are trustworthy. However, ‘Tenants From...
View Article6 Mistakes to avoid when applying for a mortgage refinance
Avoid these common mistakes when applying for a mortgage refinance of your home or investment loan and you will have a simple, trouble-free experience. Successfully navigating the refinancing process...
View ArticleProduct Focus – Low Doc Home Loans
Most lenders look for the following key attributes for low doc home loans applications, to determine your eligibility for the loan sought. These key points are outlined below. Self-Employed History:...
View Article6 tips to get your home loan approval first time
The biggest financial commitment during their lifetime for most people is for a home loan. Such an obligation requires thorough and precise planning, but with the right resources and careful...
View ArticleKeeping your credit history clean
With the new credit reporting legislation fully implemented, now is the time to make sure your credit history is as clean as can be. With credit providers now collecting and recording further...
View Article5 tips for a smoother home loan application
A home loan is the biggest financial commitment the majority of people will ever make during their lifetime. Such a commitment requires careful and thorough planning, but with the right resources and...
View ArticleThe 7 key components of a low doc home loan for the self-employed
Most lenders look for the following attributes on your low doc home loan application to decide your eligibility for the loan sought, there may be other factors that the lender may take into account but...
View ArticleCan I get a home loan with bad credit history
These loans are generally for borrowers who may have an adverse credit history, existing home loan arrears, credit card or personal loan arrears or defaults, too many debts and are finding it difficult...
View ArticleOfficial interest rates remain on hold
The RBA has decided to leave interest rates on hold for the 24th time in a row (the bank do not meet in the month of January). The official cash rate has remained at the record low of 1.50% since...
View ArticleCredit File Report – Changes on the Way
What’s currently in your credit file report Your credit file report contains information about your credit history. The information is collected from credit providers, courts and other organisations by...
View ArticleHome Loan – Get it Right the First Time
It’s no secret that the home loan landscape is in a bit of turmoil, and it feels like every day there are new changes to policy, eligibility and lenders requirements. It also seems that every lender’s...
View ArticleInterest Rates Steady – Time for an Investment Property
The monthly meeting of the Reserve Bank of Australia produced no surprise today, as the board announced official interest rates remains at the record low of 0.10%pa. Experts predict that there will be...
View ArticleNo Shift in Official Interest Rates
As expected, the Reserve Bank of Australia has kept interest rates at a record low 0.10%. The bank has said it has no intention of raising interest rates for the foreseeable future – making it the...
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